THESE TERMS OF SERVICE (HEREINAFTER: “TERMS”) CONSTITUTE A LEGALLY BINDING AGREEMENT (HEREINAFTER: “AGREEMENT”) BETWEEN THE USER (HEREINAFTER: “CLIENT”, “YOU”, “YOUR”) AND SPECTRUMSTAKING SP. Z O.O. SEATED IN KRAKÓW, POLAND (HEREINAFTER: "COMPANY", “SPECTRUMSTAKING”, “WE”, “OUR”, “US”).

THESE TERMS GOVERN THE RULES, OBLIGATIONS, AND RESPONSIBILITIES ASSOCIATED WITH THE USE OF OUR SERVICES, INCLUDING SERVICES THAT HAVE LINKED TO THESE TERMS.

BY ACCESSING OR USING OUR SERVICES YOU AGREE TO COMPLY WITH AND BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS, PLEASE REFRAIN FROM USING OUR SERVICES OR PRODUCTS.

DEFINITIONS

2. NATURE OF SERVICES

2.1. The Company operates as a non-custodial service provider in the blockchain staking ecosystem. The Company's services are strictly limited to the technical operation and maintenance of validator nodes on Supported Networks, without ever taking custody of or directly handling Client funds or cryptocurrencies. The non-custodial nature of the service means that all Client assets remain under the Client's sole control at all times.

2.2 The Company's services encompass the technical infrastructure and expertise necessary to maintain validator nodes operational on various blockchain networks. This includes continuous monitoring, maintenance, and technical updates required to ensure optimal validator performance. The Company maintains these technical operations to enable Clients to participate in the staking processes of various blockchain networks through their own actions on the respective Blockchain Platforms.

2.3. All staking operations and related transactions are conducted exclusively through third-party Blockchain Platforms, with the Company having no involvement in the actual movement or custody of Client funds. The distribution of staking rewards is handled automatically through the smart contracts of the respective blockchain networks, without any manual intervention from the Company.

2.4. The Company's role is specifically limited to maintaining the technical infrastructure necessary for validator operations. The Company does not provide wallet services, execute transactions on behalf of Clients, offer custody solutions, or engage in the manual distribution of rewards. Clients maintain full responsibility for their interaction with blockchain networks and third-party platforms, including all aspects of managing their digital assets.

2.5. Access to the Services is facilitated through the Company’s Website, which provides links to relevant Blockchain Platforms where Clients can engage in staking activities, or directly via Blockchain Platform. The Company does not operate its own staking interface or dashboard, and all Clients interactions with the staking process occur directly on the respective Blockchain Platform.

2.6. The Client acknowledges and agrees that:

1. direct transfer of assets to any addresses associated with the Company’s validator nodes do not constitute staking and are not a valid method of service engagement,

2. the Company does not monitor or actively search for accidental direct transfers,

3. the Company bears no responsibility for assets transferred directly to validator addresses outside of the proper staking smart contract mechanisms,

4. it is the Client’s responsibility to ensure all interactions occur through the appropriate smart contract mechanism.

2.7. In the event of an accidental direct transfer of assets, the following process applies:

1. the Client must initiate the recovery process by contacting the Company through official Communication Channels,

2. the Client must provide the transaction ID (hash) of the accidental transfer,

3. the Client must demonstrate ownership of the sending address,

4. the Client must provide any additional verification information requested by the Company,

5. the Company will review submitted recovery requests on a case-by-case basis.

2.8. The Company will process recovery request under the following conditions:

1. the transfer must be clearly identifiable on the blockchain,

2. the Client must provide conclusive proof of ownership,

3. recovery must be technically feasible,

4. the request must be submitted within a reasonable timeframe from the accidental transfer.

2.9. The Client acknowledges that:

1. recovery of accidentally transferred assets is not guaranteed,

2. recovery may be technically impossible in certain circumstances,

3. the Company bears no liability for losses resulting from accidental direct transfer,

4. processing of recovery request may be subject to administrative fees, network fees etc., for which the Company bears no responsibility,

5. the Company reserves the right to refuse recovery requests that cannot be adequately verified, or when the amount of the transfer is not sufficient to cover the network fees,

6. recovery timeframes may vary based on technical and operational considerations.

3. SERVICE INITIATION AND WITHDRAWAL RIGHTS

3.1. By using the Services and initiating staking operations through any Supported Network, the Client expressly:

1. Accepts these Terms in their entirety,

2. Provides explicit consent for the staking of their assets,

3. Acknowledges that such consent is provided separately for each staking position initiated.

3.2. The Client expressly acknowledges and agrees that due to the nature of staking services and the technical impossibility of returning funds locked in smart contracts during the specified blocking period, the right of withdrawal from this Agreement is explicitly waived.

The Client understands and accepts that:

1. Staked assets are subject to blockchain-specific locking periods,

2. The Company has no technical ability to override or modify these locking periods,

3. This limitation is inherent to the blockchain protocols and not a restriction imposed by the Company.

4. RISK DISCLOSURES

4.1. The Company provides Services in the cryptocurrency and blockchain sector, which involves significant risks. By accepting these Terms, the Client acknowledges and accepts the following risks:

4.2. Market and Economic Risks

The Client acknowledges that cryptocurrency markets are highly volatile and unregulated. The value of staked assets may fluctuate significantly, and past performance is not indicative of future results. The Client understands that they should not stake assets they cannot afford to lose.

4.3. Technical Risks

The Client acknowledges that blockchain technology and staking operations involve inherent technical risks, including but not limited to:

• Network failures or downtimes
• Smart contract vulnerabilities
• Protocol-level issues
• Validator software failures
• Cybersecurity threats
• Connection disruptions
• Software bugs or errors

4.4. Regulatory Risks

The Client understands that cryptocurrency and staking regulations may change. Such changes might affect the availability or nature of the Services. The Company reserves the right to modify or terminate Services to comply with regulatory requirements without prior notice.

4.5. Slashing Risks

The Client explicitly acknowledges that staking operations carry the risk of slashing penalties imposed by blockchain networks. While the Company implements best practices to prevent slashing events, it cannot guarantee their prevention and bears no liability for any losses resulting from such events.

4.6. Third-Party Platform Risks

The Client acknowledges that using Third-Party Services and Blockchain Platforms involves additional risks outside the Company's control. The Company bears no responsibility for any losses or issues arising from the use of these external platforms.

4.7. Reward Variability

The Client explicitly acknowledges that staking rewards are variable and may fluctuate significantly based on factors entirely outside of the Company's control, including but not limited to:

1. The total number of validators on the network,
2. The total amount of cryptocurrencies staked network-wide,
3. Network participation rates,
4. Protocol-specific reward mechanisms and changes,
5. Network upgrade decisions,
6. Transaction volume and network usage,
7. Protocol governance decisions,
8. Technical parameters set by the blockchain protocol,
9. Network performance and congestion,
10. Changes in protocol monetary policy.

The Company shall not be held liable for any loss incurred due to changes of the staking rewards.

4.8. Tax Implications

The Client acknowledges that staking activities and rewards may have tax implications in their jurisdiction. The Client is solely responsible for determining their tax obligations and ensuring compliance with applicable tax laws.

5. CLIENT OBLIGATIONS

5.1. Eligibility Requirements

The Client represents and warrants that they:

1. Are at least 18 years old if a natural person,
2. Have full legal capacity to accept these Terms,
3. Are not a Restricted Person,
4. Are not located in or operating from any jurisdiction in the List of Prohibited Countries,
5. Are not subject to any sanctions or restrictions that would prohibit use of the Services,
6. Are not located in one of Sanctioned Countries.

The Company reserves the right not to enter into business relations with citizens, residents or entities based or residing in the territory of Sanctioned Countries. The list of Sanctioned Countries may be updated from time to time without prior notice to reflect changes in international sanctions regimes. Clients are responsible for verifying their eligibility to use the Services based on their location and residence.

The Client shall:

1. Maintain exclusive control and security of their Private Keys,
2. Properly configure their blockchain wallet and connection settings,
3. Ensure the accuracy of all transaction details,
4. Maintain adequate security measures for their digital assets,
5. Keep their access credentials secure and confidential.

5.2. Technical Responsibilities

The Client acknowledges and accepts full responsibility for the technical aspects of their participation in staking activities. This includes maintaining exclusive control and security of their Private Keys, which are crucial for accessing and managing their digital assets. The Client must independently ensure proper configuration of their blockchain wallet and verify all connection settings before engaging in any staking activities. The accuracy of transaction details, including but not limited to wallet addresses and staking amounts, falls solely under the Client's responsibility. The Client must implement and maintain adequate security measures to protect their digital assets, including using secure internet connections, maintaining updated software, and employing appropriate security protocols. The Company strongly recommends implementing multi-factor authentication where available and regularly updating security credentials.

5.3. Compliance Obligations

The Client commits to operating within the bounds of all Applicable Laws within their jurisdiction when using the Services. This encompasses compliance with financial regulations, tax laws, and any other relevant legislative requirements. The Client must provide accurate and truthful information whenever required for regulatory or operational purposes. The Services must not be used for any illegal activities, including but not limited to money laundering, terrorist financing, or fraudulent activities. The Client shall not attempt to circumvent any geographical restrictions, regulatory limitations, or technical controls implemented by the Company or relevant blockchain networks. Furthermore, the Client agrees to adhere to all protocols and rules established by the respective blockchain networks on which they stake their assets.

5.4. Service Usage

The Client agrees to utilize the Services strictly in accordance with their intended purpose as described in these Terms. The Services are designed specifically for staking operations through legitimate blockchain network participation. The Client shall not attempt to manipulate, exploit, or abuse the Services or any associated smart contracts. This includes refraining from any activities that could compromise the integrity or security of the staking operations, such as attempting to create unauthorized duplicates of transactions or manipulating network timestamps. The Client shall not employ any automated programs, bots, or scripts without explicit prior authorization from the Company. Any discovered security vulnerabilities or technical issues must be reported immediately to the Company through appropriate channels.

5.5. Financial Responsibility

The Client accepts complete financial responsibility for all aspects of their staking activities. This includes conducting thorough due diligence before engaging in any staking operations and making informed decisions based on their own research and risk assessment. The Client acknowledges that they are solely responsible for evaluating market conditions, understanding technical requirements, and assessing the potential risks and rewards of staking activities. All financial risks associated with price volatility, market conditions, or technical failures are borne entirely by the Client. The Client is responsible for maintaining sufficient funds to cover all blockchain transaction fees, gas costs, and any other operational expenses associated with their staking activities. The Company does not provide financial advice or guarantee any returns on staking activities.

5.6. Communication and Updates

The Client commits to maintaining open and accessible channels of communication with the Company throughout their use of the Services. This includes maintaining valid and regularly monitored Communication Channels for receiving important service communications, security alerts, and updates regarding changes to the Services or these Terms. The Client must diligently review all communications from the Company and take appropriate action when required. Any unauthorized access or security concerns must be reported to the Company immediately upon discovery. The Client is responsible for keeping themselves informed about any changes to the Services, updates to these Terms, or modifications to blockchain network protocols that may affect their staking activities. Regular monitoring of the Company's Website and official communication channels is required to stay informed about service updates and important announcements.

6. SERVICE LEVEL AGREEMENT

6.1. Service Availability

The Company guarantees a 99% uptime over each staking period per Supported Network, calculated from the moment the Client initiates their staking transaction and it has been activated by the relevant blockchain network. This uptime guarantee applies specifically to the validator nodes operated by the Company and does not include downtime of the underlying blockchain networks or Third-Party Services.

6.2. Performance Monitoring

The Company maintains continuous monitoring of validator node performance and network participation. Performance metrics are publicly available through blockchain explorers and network status pages linked from the Company's Website. These metrics are provided by third-party platforms and the respective blockchain networks, not directly by the Company.

6.3. Technical Support

The Company provides technical support limited to issues directly related to validator node operations. Support does not extend to assistance with Third-Party Services, wallet configurations, or general blockchain network issues not directly related to the Company's Services.

6.4. Maintenance Windows

The Company reserves the right to conduct necessary maintenance on validator nodes. While the Company strives to minimize service interruptions, some maintenance operations may affect validator performance. Critical maintenance will be performed with minimal impact on validator operations. Clients, when possible, will be informed of technical interruptions and maintenance well in advance through the Website.

7. LIABILITY LIMITATIONS AND DISCLAIMERS

7.1. The Company's liability is strictly limited to the technical operation of validator nodes. The Company expressly disclaims any liability for:

1. Losses resulting from blockchain network issues, protocol changes, or technical failures not directly attributable to the Company's validator operations,

2. Any issues arising from the Client's use of Third-Party Services, including but not limited to wallet providers and blockchain explorers,

3. Losses due to Client error, including incorrect wallet addresses, transaction details, or private key management,

4. Market-related losses, including cryptocurrency price fluctuations or changes in staking rewards,

5. Consequences of regulatory changes affecting cryptocurrency staking or blockchain networks.

7.2. The Company shall not be liable for any:

1. Lost profits, revenue, or expected staking rewards,

2. Indirect, incidental, special, or consequential damages,

3. Data loss or corruption,

4. Damages resulting from force majeure events,

5. Slashing penalties imposed by blockchain networks, except in cases of proven gross negligence by the Company,

6. Issues arising from smart contract failures or vulnerabilities,

7. Losses due to hacking, cyber-attacks, or other security breaches not directly related to the Company's validator operations.

7.3. The Services are provided on an "as is" and "as available" basis. The Company makes no warranties, express or implied, regarding:

1. The continuous availability of the Services,

2. The accuracy or reliability of staking performance metrics,

3. The suitability of the Services for any particular purpose,

4. The security of blockchain networks or Third-Party Services,

5. The future availability or value of staking rewards.

7.4. The Company explicitly disclaims any responsibility for the operation, availability, or security of Third-Party Services, including but not limited to:

1. Blockchain network operations and protocols,

2. Wallet providers and services,

3. Blockchain explorers and analytics platforms,

4. External staking platforms and interfaces,

5. Any other services not directly operated by the Company.

7.5. The Client acknowledges that the Company may modify or terminate Services to comply with regulatory requirements or changes in Applicable Law. The Company shall not be liable for any losses or damages resulting from such modifications or termination.

8. COMMISSION FEES AND PAYMENT TERMS

8.1. The Company charges Clients with Commission Fees calculated as a percentage of the staking rewards generated through the Services. These fees vary by Supported Network and are transparently displayed on the respective Blockchain Platform pages linked from the Company's Website (https://spectrumstaking.net/).

8.2. The Company reserves the right to modify the Commission Fees at any time at its sole discretion for any or all Supported Network. Any changes to Commission Fee shall be communicated through Communication Channels at least twenty-five (25) business days prior to the implementation of such changes. The Client’s continued use of the Services following the implementation of modified Commission Fees constitutes acceptance of such modifications.

8.3. By entering into this Agreement and using the Services, the Client expressly and irrevocably agrees that the Company's remuneration shall be collected in the form of Commission Fees automatically deducted from the staking rewards generated to the Client through the Services. This authorization for automatic deduction is an essential condition of the Agreement, without which the Company would not provide the Services. The Client acknowledges that this authorization is given for each staking position initiated through the Services and remains valid for the entire duration of their use of the Services.

8.4. Commission Fees are collected automatically through smart contracts on the respective blockchain networks. The fee collection process is entirely automated and occurs at the time staking rewards are distributed. The Company does not manually collect or process any fees, maintaining the non-custodial nature of the Services.

8.5. The Client can verify all Commission Fees through the blockchain network's public explorers and validators' pages. The percentage of Commission Fees for each Supported Network is publicly visible and verifiable through blockchain data. The Client acknowledges that the actual amount of Commission Fees will vary based on:

1. The performance of the validator nodes,

2. The specific reward distribution mechanisms of each Supported Network,

3. The total amount of cryptocurrency staked,

4. The reward rates set by the respective blockchain networks.

8.6. The Client acknowledges and agrees that they are solely responsible for:

1. All transaction fees (gas fees) required for staking operations on the respective blockchain networks,

2. Any costs associated with transferring cryptocurrencies to and from staking positions,

3. Any taxes or governmental charges related to staking activities or rewards,

4. Any fees charged by Third-Party Services used in conjunction with the Company's Services.

8.7. The Company does not process any direct payments from Clients. All financial interactions, including:

• Staking deposits

• Reward distributions

• Commission Fee payments

• Unstaking transactions

are processed automatically through the respective blockchain networks' smart contracts.

8.8. Tax Implications

The Client acknowledges that staking activities and rewards may have tax implications in their jurisdiction. The Company does not:

• Provide tax advice or guidance

• Generate tax documentation

• Report staking activities to tax authorities

• Withhold any taxes from rewards

8.9. The Client is solely responsible for:

• Understanding the tax implications of their staking activities

• Maintaining appropriate records for tax purposes

• Reporting staking rewards to relevant tax authorities

• Paying any applicable taxes on staking rewards or capital gains

8.10. Any disputes regarding Commission Fees must be submitted to the Company in writing within 30 days of the disputed fee collection. The Client must provide:

• Detailed description of the dispute

• Relevant transaction hashes

• Supporting documentation

• Calculation of the disputed amount

8.11. The Company will investigate fee disputes and respond within a reasonable timeframe. Resolution of fee disputes will be based on blockchain network data and smart contract execution records.

8.12. No Refunds

Due to the automatic and non-custodial nature of the Services, Commission Fees that have been correctly calculated and collected through smart contracts are not refundable.

9. TERMINATION

9.1. Termination of staking services operates within the technical constraints and rules of blockchain networks. The Client must understand that unlike traditional services, staking termination is governed by immutable smart contracts and blockchain protocols. The Company's role in the termination process is limited to maintaining proper validator operations during the unstaking period, while the actual process of asset return is controlled entirely by the respective blockchain protocol.

9.2. Each Supported Network maintains its own specific rules and mechanisms for terminating staking positions. The Client acknowledges and accepts that these rules vary significantly between different blockchain networks and may include:

1. Mandatory lock-up periods during which termination is technically impossible,

2. Cooling-off periods before assets become available after termination,

3. Minimum staking periods that must be completed,

4. Network-imposed penalties for early termination,

5. Technical limitations on the number of validators that can exit simultaneously,

6. Queue-based systems for processing unstaking requests.

9.3. When a Client initiates termination of their staking position, the following process applies:

1. The termination request must be submitted through the respective blockchain platform,

2. The request will be processed according to the specific blockchain protocol's rules and timeframes,

3. The Company will maintain validator operations until the blockchain protocol completes the unstaking process,

4. The return of assets is handled automatically by the blockchain's smart contracts,

5. Any applicable waiting periods or restrictions are enforced by the blockchain protocol.

9.4. The Client maintains significant responsibilities during the termination process, including:

1. Understanding the specific termination rules of the relevant blockchain network,

2. Ensuring they have provided correct wallet addresses for receiving unstaked assets,

3. Maintaining access to their wallet throughout the entire unstaking period,

4. Monitoring the progress of their unstaking request through blockchain explorers,

5. Complying with any additional requirements imposed by the blockchain protocol.

9.5. The Company's involvement in the termination process is strictly limited to:

1. Maintaining validator node operations during the unstaking period,

2. Ensuring proper technical response to unstaking requests,

3. Maintaining necessary technical infrastructure until the completion of the unstaking process.

9.6. In relation to termination, the Client explicitly acknowledges and accepts that:

1. The Company has no ability to expedite or modify the termination process,

2. The Company cannot override or bypass blockchain-imposed waiting periods,

3. The Company bears no responsibility for assets lost due to Client error in the termination process,

4. The timing and success of the termination process depends entirely on blockchain network conditions,

5. Market conditions may change significantly during mandatory waiting periods.

9.7. The termination process may be affected by circumstances beyond the Company's control, including:

1. Blockchain network halts or failures,

2. Protocol-level bugs or issues,

3. Network upgrades or forks,

4. Regulatory changes affecting network operations,

5. Technical limitations imposed by blockchain protocols.

6. Reduction of active validator set via governance vote.

9.8. Following the initiation of termination:

1. The Commission Fees structure continues to apply until the complete processing of the unstaking request,

2. The Client remains bound by relevant sections of these Terms until their assets are fully unstaked,

3. The Client retains responsibility for any blockchain network fees associated with the unstaking process,

4. The Company maintains no custody or control over the Client's assets at any point during or after termination.

10. INTELLECTUAL PROPERTY

10.1. The Company owns and retains all rights, title, and interest in and to its intellectual property, including but not limited to:

1. The Company's trademarks, trade names, and logos,

2. The content, design, and layout of the Website,

3. The Company's proprietary software and technical solutions,

4. The Company's business methods and processes,

5. The Company's documentation and technical materials,

6. Any improvements or modifications to the above.

10.2. All content presented on the Website, unless explicitly stated otherwise, is the exclusive property of the Company and is protected by international intellectual property laws. This includes, but is not limited to:

1. Text and written content,

2. Graphics and visual elements,

3. User interface design,

4. Technical documentation,

5. Company logos and branding elements.

10.3. The content on the Website is provided solely for the purpose of using the Services and informing Clients about the Company's operations. Any other use, including reproduction, modification, distribution, transmission, republication, or display of the Website content without prior written consent from the Company is strictly prohibited.

10.4. The Client acknowledges that certain elements of the Services may incorporate or rely upon third-party intellectual property, including:

1. Blockchain protocol software,

2. Open-source components,

3. Third-party APIs and interfaces,

4. External tools and services.

Such third-party elements are subject to their respective owners' intellectual property rights and license terms.

10.5. Any feedback, suggestions, ideas, or recommendations provided by the Client regarding the Services ("Feedback") may be used by the Company without restriction or compensation. By providing Feedback, the Client:

1. Grants the Company a perpetual, irrevocable, worldwide, royalty-free license to use the Feedback,

2. Waives any claims to ownership or compensation related to the Feedback,

3. Acknowledges that the Company may implement Feedback without attribution.

10.6. The Client shall not:

1. Attempt to reverse engineer any aspect of the Services,

2. Copy or replicate any proprietary features of the Services,

3. Remove or modify any copyright notices or proprietary markings,

4. Use the Company's intellectual property in any way not expressly authorized,

5. Register any trademarks, domain names, or social media accounts that include the Company's intellectual property.

11. CONSUMER PROTECTION PROVISIONS

These consumer protection provisions apply to Clients who are natural persons using the Services for purposes outside their trade, business, craft, or profession ("Consumers").

11.1. The Company acknowledges its obligations under applicable consumer protection laws while recognizing the unique nature of blockchain-based services.

11.2. Withdrawal Right Exception

The Consumer explicitly acknowledges and agrees that due to the nature of blockchain staking services:

1. Staked assets are subject to blockchain-specific locking periods,

2. The return of staked assets is governed by immutable smart contracts,

3. The immediate execution of staking services begins upon the Consumer's request,

4. The Service is fully performed upon successful staking of assets.

11.3. Therefore, in accordance with Article 38 of Directive 2011/83/EU of the European Parliament and of the Council of 25 October 2011 on consumer rights and Article 38(1)(13) of the Polish Consumer Rights Act, the Consumer expressly waives their right of withdrawal from this Agreement, as the Service:

1. Begins immediate execution upon the Consumer's express consent,

2. Is technically impossible to return to its original state once executed.

12. DATA PROTECTION AND PRIVACY

12.1. The Company processes personal data in accordance with:

1. Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation - GDPR),

2. The Polish Act of May 10, 2018 on the protection of personal data,

3. Other applicable data protection regulations.

12.2. The controller of personal data provided by the Client via the Website and the contact form is the Company.

12.3. The Company collects and processes only the minimum necessary personal data, including:

1. Name,

2. Email addresses,

3. Blockchain wallet addresses,

4. IP addresses,

5. Transaction data,

6. Technical usage data,

7. Communication records.

12.4. The Company explicitly does not collect or store:

1. Private keys,

2. Wallet passwords,

3. Seed phrases,

4. Financial account details.

12.5. The Company processes personal data for the following purposes:

1. Providing and maintaining the Services,

2. Complying with legal obligations,

3. Preventing fraud and abuse,

4. Improving service quality,

5. Communicating service updates,

6. Responding to support requests.

12.6. The Company processes personal data based on:

1. Performance of the service contract,

2. Legal obligations,

3. Legitimate interests,

4. Consent, where specifically requested.

12.7. Customers provide their personal data and consent to its processing on a voluntary basis. Providing personal data is not a statutory or contractual requirement, but is a prerequisite for using the Services.

12.8. Consent to the processing of personal data provided by the User may be withdrawn at any time. Withdrawal of consent does not affect the lawfulness of processing that was carried out on the basis of consent before its withdrawal.

12.9. The Company implements appropriate technical and organizational measures to ensure data security, including:

1. Encryption of data in transit and at rest,

2. Access controls and authentication measures,

3. Regular security assessments,

4. Staff training on data protection,

5. Incident response procedures.

12.10. Personal data is retained only for as long as necessary for:

1. Providing the Services,

2. Complying with legal obligations,

3. Resolving disputes,

4. Enforcing agreements.

12.11. Clients have the following rights regarding their personal data:

1. Right to access,

2. Right to rectification,

3. Right to erasure (where applicable),

4. Right to restrict processing,

5. Right to data portability,

6. Right to object to processing.

These rights may be exercised by contacting the Company at the delivery address or via email: admin@spectrumstaking.net.

12.12. Due to the nature of blockchain technology and the Services, personal data may be processed globally. The Company ensures appropriate safeguards for international data transfers through:

1. Standard contractual clauses,

2. Adequate level of protection assessments,

3. Implementation of necessary security measures.

12.13. For any data protection related queries, the Company's Data Protection Officer can be contacted at admin@spectrumstaking.net.

12.14. The Client also has the right to lodge a complaint to the supervisory authority - the President of the Office for Personal Data Protection at ul. Stawki 2, 00-193 Warszawa, if he/she believes that the processing of his/her personal data violates the GDPR.

13. COOKIES

13.1. The Website uses cookies mechanism (hereinafter referred to as "Cookies").

13.2. Cookies are text files stored in the User's electronic end device (hereinafter referred to as "Device") when using the Website.

13.3. Cookies may contain, in particular, the IP address assigned to the User's computer or external IP address of the Internet provider, domain name, browser type, access time, operating system type.

13.4. Cookies used by the Company are safe for Users' Devices. In particular, it is not possible for viruses or other unwanted software to enter Users' Devices through this channel. These files allow the Website to be individually adapted to User requirements.

13.5. The Company uses the following types of Cookies:

1. Internal Cookies - files placed and read from the User's Device by the Website's IT system

2. External Cookies - files placed and read from the User's Device by IT systems of external partners, service providers, or service recipients of the Company (hereinafter referred to as "External Services")

3. Session Cookies - files placed and read from the User's Device by the Website or External Services during one session of the Device. After ending the session, the files are deleted from the User's Device

4. Persistent Cookies - files placed and read from the User's Device by the Website or External Services until their manual deletion. Files are not automatically deleted after the end of the Device session unless the User's Device configuration is set to delete Cookies after ending the Device session

13.6. The Company cooperates with the following External Services that may place Cookies on Users' Devices:

1. Google Analytics

2. X.com

13.7. The Company bears no responsibility for the security of Cookies originating from External Services.

13.8. The Company has the right to use Cookies for the following purposes:

1. Improvement and facilitation of Website access - the Company may store information about User preferences and settings regarding the Website in Cookies to streamline, improve and accelerate service provision within the Website;

2. Statistical data - the Company and External Services use Cookies to collect and process statistical data about the Website, such as visit statistics, User Device statistics, or User behavior statistics. This data is collected for the purpose of analyzing and improving the Website.

13.9. Users have the ability to limit or disable access to Cookies on their Device. Such changes can be made through web browser settings.

13.10. Limiting the use of Cookies may affect some functionalities available on the Website.

13.11. Users can delete Cookies at any time using the functions available in the web browser they use.

14. APPLICABLE LAW AND JURISDICTION

14.1. These Terms and any non-contractual obligations arising out of or in connection with them shall be governed by and construed in accordance with the laws of Poland, without giving effect to any choice or conflict of law provision or rule.

14.2. For Consumers residing in the European Union, this choice of law shall not deprive the Consumer of the protection afforded by provisions that cannot be derogated from by agreement by virtue of the law of the country where the Consumer has their habitual residence.

14.3. Nothing in these Terms shall exclude or limit the application of mandatory consumer protection laws in jurisdictions where such laws apply. In particular, for Consumers within the European Union, the protections afforded by EU consumer protection legislation shall apply regardless of any choice of law provision.

14.4. Jurisdiction

14.4.1. For Business Clients:

Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Poland, specifically the court having jurisdiction over the Company's registered office in Kraków.

14.4.2. For Consumers

1. Consumers may bring proceedings in the courts of their country of residence or in the courts of Poland

2. Proceedings against a Consumer may only be brought in the courts of the country where the Consumer has their habitual residence

3. These jurisdiction provisions do not affect the Consumer's right to bring proceedings in another jurisdiction where such right is provided by mandatory consumer protection laws

14.5. Alternative Dispute Resolution

For Consumers residing in the European Union:

1. The European Commission provides a platform for online dispute resolution (ODR) which can be accessed at https://ec.europa.eu/consumers/odr/;

2. The Company informs Consumers that while this platform is available, the Company is not obliged to participate in online dispute resolution;

3. The Consumer retains the right to seek redress through traditional court proceedings.

14.6. Amicable Resolution

Prior to initiating any legal proceedings, the parties shall attempt to resolve any dispute amicably through direct negotiations.

14.7. The Party raising a dispute shall send a written notification to the other Party describing:

1. The nature of the dispute;

2. The requested resolution;

3. Contact information for negotiation purposes.

14.8. The Parties shall engage in good faith negotiations for a period of at least thirty (30) days from the date of the notification before pursuing other remedies.

15. MISCELLANEOUS

15.1. These Terms constitute the entire agreement between the Parties concerning the subject matter hereof and supersede and replace any and all prior oral or written understandings or agreements between the Parties.

15.2. The Company reserves the right to modify these Terms at any time at its sole discretion. Any changes will be effective immediately upon posting on the Website.

15.3. The Company will notify Clients of material changes to these Terms through Communication Channels, especially via:

1. Email notifications when available;

2. Notices on the Website;

3. Other appropriate communication channels.

15.4. Continued use of the Services following any modifications to these Terms constitutes acceptance of the modified terms.

15.5. Neither Party shall be liable for any failure or delay in performance under these Terms due to circumstances beyond its reasonable control (force majeure), including but not limited to:

1. Natural disasters (including floods, earthquakes, severe storms),

2. Acts of state or governmental actions,

3. War, civil unrest, or terrorism,

4. Network or system failures,

5. Changes in blockchain protocols,

6. Regulatory or legal changes affecting cryptocurrency operations,

7. Cybersecurity incidents,

8. Power failures,

9. Internet infrastructure problems.

15.6. The Client may not assign or transfer any rights or obligations under these Terms without the prior written consent of the Company.

15.7. The Company may assign its rights and obligations under these Terms to any successor in interest or affiliated entity without restriction.

15.8. The failure of either Party to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

15.9. Any waiver of any provision of these Terms will be effective only if in writing and signed by the waiving Party.

15.10. Nothing in these Terms shall be construed as:

1. Creating a partnership, joint venture, or agency relationship;

2. Making either Party the agent of the other;

3. Making either Party liable for the debts or obligations of the other.

15.11. All notices and other communications under these Terms shall be in writing and shall be deemed given when:

1. Delivered personally;

2. Sent by email (with confirmation of transmission);

3. Posted on the Website (for general notices to all Clients).

15.12. The following provisions shall survive the termination or expiration of these Terms and Conditions:

1. Intellectual Property Rights;

2. Liability Limitations;

3. Confidentiality obligations;

4. Dispute resolution provisions;

5. Any other provisions which by their nature should survive termination.

15.13. These Terms do not confer any rights or remedies upon any person other than the Parties and their respective successors and permitted assigns.

15.14. These Terms shall be interpreted without regard to any rule or presumption requiring construction against the Party causing the Terms to be drafted.

15.15. If any provision of these Terms is found to be unenforceable or invalid under any applicable law:

1. Such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole;

2. Such provision shall be deleted without affecting the remaining provisions;

3. Such provision shall be replaced to the extent possible with a new provision that represents the original intent of the Parties.

15.16. These Terms are drafted in English. Any translations into other languages are provided for convenience only.

15.17. In case of any discrepancy between the English version and any translation:

1. The English version shall prevail;

2. The Parties acknowledge that they have required the Terms to be drawn up in English.

15.18. The Company may modify these terms at any time, being duly published on the website and/or, at the Company’s sole discretion, notifying the Clients of the same by email and other used Communication Channels. The use of the Services by the Client after the notification of the modification of these Terms will constitute full acceptance of them by the Client; if the Client does not agree with the new Terms, the Client must stop using the Services.